Cash App Spam Text Lawsuit Settlement: $12.5 Million Settlement and Payment Update

The Cash App spam text lawsuit has resulted in a $12.5 million class action settlement involving unsolicited referral text messages sent through Cash App’s “Invite Friends” program.

The case, Bottoms v. Block, Inc., was filed in federal court in Washington. Block, Inc., the parent company of Cash App, agreed to the settlement without admitting wrongdoing. The court granted final approval on December 2, 2025.

Importantly, the claim deadline has already passed. The settlement administrator says payments have been issued to approved claimants, with the settlement award reported at $394.36 per accepted claim.

What Was the Cash App Spam Text Lawsuit About?

Cash App Spam Text Lawsuit

The lawsuit accused Block of allowing Cash App users to send unsolicited promotional text messages to people through the app’s “Invite Friends” referral feature.

Under the program, Cash App users could invite people in their contacts to sign up for Cash App.

The system could generate a text message containing a Cash App referral link and an incentive for the recipient to sign up.

The plaintiff, Kimberly Bottoms, alleged that she received such a message without giving permission to receive it.

The lawsuit alleged violations of Washington’s:

  • Washington Commercial Electronic Mail Act (CEMA)
  • Washington Consumer Protection Act (CPA)

The case was not a nationwide federal TCPA settlement. It was a Washington-state class action involving people who received Cash App referral texts while residing in Washington.

Who Was Eligible for the Cash App Spam Text Settlement?

The settlement class generally covered people who:

  1. Were Washington residents when they received the message, and
  2. Received a Cash App referral-program text message during the covered period.

The court’s preliminary approval order defined the class as people who received a Cash App referral-program text while residing in Washington beginning November 14, 2019, through the applicable end date identified by the settlement administrator. People who had clearly and affirmatively consented in advance to receive Cash App referral texts were excluded.

How Much Was the Cash App Settlement?

Block agreed to create a $12.5 million settlement fund.

Early reports estimated individual payments could be substantially lower than the full settlement amount because the fund was divided among eligible claimants.

However, the official settlement administrator now reports that the settlement award was $394.36 per accepted claim.

This is an important update because older articles may still mention estimated payments of approximately $88 to $147.

Cash App Spam Text Settlement

Detail Information
Case Bottoms v. Block, Inc.
Defendant Block, Inc. (Cash App)
Settlement $12.5 million
Main issue Unsolicited Cash App referral texts
State Washington
Final approval December 2, 2025
Claim deadline October 27, 2025
Reported award per accepted claim $394.36
Current status Payments issued/reissued to approved claimants

Is the Cash App Spam Text Settlement Still Open?

No.

The deadline to submit a claim was October 27, 2025.

The court subsequently granted final approval, and the settlement administrator began distributing payments to approved class members.

Therefore, if you are searching for a new Cash App spam text settlement claim form in 2026, you should be careful with websites claiming that you can still submit a new claim for this particular settlement.

The official administrator says the claims process has already moved into the payment stage.

Are Cash App Settlement Checks Being Sent?

Yes.

The official settlement website reported that failed electronic payments and returned checks were being processed and reissued.

The administrator’s April 1, 2026 update stated that reissue requests received by March 18 had been processed and mailed, and that most of those checks were expected to arrive by April 8.

Because payment issues can take time to resolve, approved claimants who have not received their money should use the contact information on the official settlement website rather than relying on third-party websites. https://www.bottomstextsettlement.com/

Can You Still File a Claim in 2026?

Not for the original Bottoms v. Block spam-text settlement.

The claim deadline was October 27, 2025.

If you did not submit a valid claim by that deadline, you generally cannot file a new claim now simply because you received an old Cash App referral text.

Did Cash App Admit It Sent Illegal Spam Texts?

No.

Block agreed to the $12.5 million settlement without admitting wrongdoing.

A settlement means the parties agreed to resolve the litigation. It does not mean the defendant admitted that every allegation in the lawsuit was true.

What Was the Cash App “Invite Friends” Program?

Cash App’s Invite Friends feature allowed users to invite contacts to join Cash App.

The lawsuit focused on referral messages that could be generated through that system.

According to the allegations, recipients could receive a promotional text even though they had not personally agreed to receive Cash App marketing messages.

The plaintiff argued that this violated Washington consumer-protection and electronic-communications laws.

Is This the Same as the Cash App Data Breach Settlement?

No.

This is one of the most important distinctions to make when researching Cash App settlements.

Cash App and its parent company Block have been involved in multiple separate legal matters.

The spam text settlement involved unwanted referral messages.

A separate Cash App data-security case involved allegations concerning unauthorized access to customer information.

The two cases have different allegations, settlement terms and eligibility requirements.

So, if you received a Cash App settlement payment, you should not automatically assume that it came from the spam-text case.

Is This the Same as the 2026 Cash App $45 Million Settlement?

No.

In July 2026, Block agreed to a separate $45 million settlement with 46 states concerning allegations involving fraud protections and customer-service practices. That was a government enforcement matter and is separate from the $12.5 million Washington spam-text class action.

This distinction is important because several Cash App settlements and legal cases are circulating online at the same time.

Cash App Spam Text Lawsuit Case Name

The case is:

Bottoms v. Block, Inc.

Case number:

2:23-cv-01969-MJP

It was filed in the U.S. District Court for the Western District of Washington.

The defendant is Block, Inc., which operates Cash App.

Why Are Some Websites Saying the Payment Was $147?

Older coverage of the settlement reported estimated payments of approximately $88 to $147, depending on the number of valid claims.

Those figures were estimates made before the final distribution was determined.

The official settlement administrator’s later update states that the settlement award was $394.36 per accepted claim.

Therefore, for a current 2026 article, it is better to explain the difference rather than continue publishing the old $88-$147 estimate as the final payment.

Can Someone Get $394.36 From Cash App?

The official settlement website reports $394.36 per accepted claim.

However, that does not mean everyone who received a Cash App text automatically gets $394.36.

The person needed to be part of the settlement class and submit an accepted claim by the deadline.

If you did not file a claim by October 27, 2025, you should not expect to receive a payment from this settlement merely because you received an unsolicited Cash App referral message.

Cash App Spam Text Settlement Payment Status

As of August 2026, the settlement is in the distribution/reissue stage, not the claims stage.

The official administrator has reported that:

  • Final approval was entered December 2, 2025.
  • Payments were distributed to approved claimants.
  • Failed digital payments and returned checks were reissued.
  • The reported settlement award was $394.36 per accepted claim.

If your payment was returned or failed, the best source for an individual payment status is the official settlement administrator.

Frequently Asked Questions

Is there a Cash App spam text lawsuit?

Yes. Bottoms v. Block, Inc. was a class action involving alleged unsolicited Cash App referral texts sent to Washington residents.

How much is the Cash App spam text settlement?

The total settlement is $12.5 million. The official administrator reports a $394.36 award per accepted claim.

Is the Cash App spam text settlement real?

Yes. It is a court-approved class action settlement in federal court.

Is the Cash App spam text settlement still open?

No. The claim deadline was October 27, 2025.

Who qualified for the settlement?

Generally, Washington residents who received qualifying Cash App referral texts during the settlement period and had not affirmatively consented in advance to receive them.

When was the Cash App settlement approved?

The court entered final approval on December 2, 2025.

Are Cash App settlement payments being sent?

Yes. The official settlement administrator has reported distributions and reissues for failed payments and returned checks.

Can I file a new Cash App spam-text claim now?

No. The deadline for this settlement has passed.

Is this a nationwide Cash App settlement?

No. The Bottoms v. Block settlement specifically covered qualifying recipients who were Washington residents.

Bottom Line

The Cash App spam text lawsuit settlement is a real $12.5 million class action settlement involving alleged unsolicited referral texts generated through Cash App’s “Invite Friends” program.

The lawsuit was filed by Kimberly Bottoms against Block, Inc., Cash App’s parent company. The case concerned Washington residents who received qualifying referral texts without having affirmatively consented to receive them.

The court granted final approval on December 2, 2025, and the claim deadline was October 27, 2025. Therefore, new claims are no longer being accepted.

For approved claimants, the official settlement administrator reports an award of $394.36 per accepted claim, with payments and reissued payments being processed.

If you’re researching “Cash App spam text lawsuit settlement,” “Cash App $394 settlement,” “Cash App settlement check,” or “Cash App unsolicited text settlement,” make sure you distinguish this case from Cash App’s separate data-security and government enforcement matters.

Lisa Line

By Lisa Line

Lisa Line is the Founder and Writer of LawUnfold.com, where she writes about lawsuits, settlements, legal claims, court cases, and everyday legal questions. Her goal is to make complex legal topics easier to understand through clear, simple, and well-researched content.

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